Terms

Terms of Service

The rules of the road for using BilliPaid — written in plain English.

Last updated: May 12, 2026

Agreement

By downloading or using BilliPaid, you agree to these Terms of Service. If you don’t agree, please do not use the app.

License

BilliPaid grants you a personal, non-transferable license to use the app on devices you own or control. You may not reverse-engineer, resell, or redistribute the app.

Your Responsibilities & Important Disclaimers

  • BilliPaid is a bill tracking and simulation tool only. It is not a financial advisor, accountant, or banking service.
  • All calculations (including interest savings, payment optimizations, and projections) are estimates only and should not be relied upon as financial advice.
  • We do not guarantee the accuracy of any calculations, projections, or suggestions.
  • You are fully responsible for verifying all information, paying your bills on time, and making your own financial decisions.

No Warranty

The app is provided “as is.” We cannot guarantee it will be error-free, uninterrupted, or suitable for any specific purpose.

Limitation of Liability

To the maximum extent permitted by law, BilliPaid and its developers are not liable for any missed payments, late fees, interest charges, financial losses, or any other consequences resulting from your use of the app or reliance on its calculations.

Free as Long as Possible

BilliPaid is and will remain free. Our goal is to keep the entire core experience free for as long as we can sustainably operate the app.

Changes to These Terms

We may update these terms occasionally. Continued use of the app after an update means you accept the revised terms.

Contact

Questions? Get in touch.