In short
- BilliPaid has no servers and no accounts. We don't collect, receive, or store your information.
- What you enter stays on your device and, if you use iCloud, in your own private iCloud account. We can't see it.
- The app has no analytics, advertising, or tracking, and no third-party code that collects data.
- Face ID, Touch ID, and your passcode are handled by iOS. BilliPaid never receives your biometric data.
- You can export, back up, or delete all of your data at any time.
- If you contact us through the website or by email, we receive only what you send, and we use it only to reply.
This summary is for convenience. The full policy below is what applies.
1. Who We Are
BilliPaid (the "App") is developed by CROWNED ("we", "us", "our"). This policy explains how the App handles your information. It applies to the BilliPaid app for iPhone and to this website.
2. What We Collect
Nothing. BilliPaid has no servers, no user accounts, and no sign-in. The App does not send your information to us or to anyone else, and we do not collect, receive, store, or have access to any personal information about you.
The App contains no analytics, advertising, or tracking, and no third-party software development kits that collect data. We do not track you across other apps or websites.
Apple may give us aggregated App Store statistics, such as download counts or crash totals from people who chose to share them with developers. Apple provides these under its own privacy policy, and they do not identify you.
The one exception is information you choose to send us through our website's contact form or by email. See section 12.
3. The Information You Enter
You may enter bills, credit cards, balances, interest rates, due dates, income, payment records, and notes. This information is stored on your device, in the App's private storage. Your App settings, such as appearance and reminder preferences, are also stored on your device.
4. iCloud Sync
If you are signed in to iCloud and iCloud is turned on for BilliPaid, the App syncs your information across your devices through your own private iCloud database, which Apple operates. Apple encrypts this data in transit and at rest. If you turn on Apple's Advanced Data Protection, it is end-to-end encrypted. We cannot access your iCloud data.
You can turn off iCloud for BilliPaid in the iOS Settings app, under your Apple Account's iCloud settings. Your information then stays only on that device. Apple's handling of iCloud data is covered by Apple's Privacy Policy.
5. App Lock, Reminders, and Terms
App Lock
If you turn on App Lock, iOS checks your Face ID, Touch ID, or device passcode and tells BilliPaid only whether it succeeded. BilliPaid never receives or stores your face, fingerprint, or passcode.
Reminders
Payment reminders are scheduled on your device by iOS. Nothing is sent to a server. A reminder shows a payment's name and due date, and depending on your iOS notification settings it may appear on your lock screen. To hide notification text until your device is unlocked, go to Settings › Notifications › BilliPaid › Show Previews and choose "When Unlocked". You can turn reminders off at any time in the App's Settings.
Terms of Use
When you accept the Terms of Use, the App records the version and the date you accepted, on your device only.
6. Backups and Exports
You can export a backup file of your information at any time. The file is saved wherever you choose, such as the Files app or AirDrop. Once it leaves the App, it is under your control and subject to the privacy practices of wherever you store or send it.
You can protect an export with a password. The file is then encrypted (AES-GCM) with a key derived from your password. The password is never stored and cannot be recovered or reset by anyone, including us. An export without a password is not encrypted and can be read by anyone who has the file.
Before certain App updates change how data is stored, the App automatically saves a safety copy of your information in its private storage on your device. This copy never leaves your device except as part of your own device backups.
8. Your Choices and Deleting Your Data
You can edit or delete any bill, card, or entry in the App at any time. To delete everything, go to Settings › Data Management › Clear All Data. This permanently deletes all of your information from the App and, if iCloud sync is on, from your other devices and your iCloud account. It cannot be undone.
Deleting the App removes its data from that device, but a synced copy may remain in your iCloud account. To remove it too, use Clear All Data before deleting the App, or manage BilliPaid's data in your iCloud storage settings.
Because we do not collect personal information, we hold nothing to access, correct, transfer, or delete on your behalf. Your information is always under your control on your device and in your iCloud account.
9. Security
Your information is protected by iOS data protection on your device and by Apple's iCloud security when synced. App Lock and the blurred app-switcher preview help prevent casual access to the App. No method of storage is perfectly secure, and you are responsible for keeping your device, passcode, and backup passwords safe.
10. Children
BilliPaid is not directed at children under 13, and we do not knowingly collect information from anyone, including children.
11. Changes to This Policy
If we change this policy, we will post the updated version on this page with a new effective date. If a change affects how your information is handled, we will also describe it in the App Store release notes for the version that makes it.
12. Our Website and Contact Form
Our contact form asks for your name, email address, and message. When you submit it, the form is delivered to us by Formspree, which forwards it to our support email. Formspree handles it under its own privacy policy (https://formspree.io/legal/privacy-policy). If you email us directly, we receive whatever your email contains.
We use what you send only to read and reply to your message. We never add you to a mailing list, and we never sell or share your message. You can ask us to delete it at any time.
This website does not use cookies or advertising. We use Cloudflare Web Analytics, a privacy-focused service that counts page visits without cookies and without tracking you across other websites. It records information such as the page you viewed, the site that referred you, your country, and your browser and device type, and we only ever see it as totals.
Like any website, this one is delivered by a hosting provider (Cloudflare), and fonts are loaded from third-party services (such as Google Fonts). These services receive standard technical information, such as your IP address and browser details, under their own privacy policies.
13. Contact
Questions about this policy can be sent through the contact information at www.billipaid.com.